kvar

Pricing

Plans that pay for themselves

Tracking is free, forever. Scanning costs one overpriced coffee a month, and you'll always know where the rest went.

Every new account starts with 300 free credits — about 30 scans, the full app, Family features included. No card, no clock.

Free

Excel, replaced. Free forever.

€0

Free forever, no card

1 member

  • Bring your spreadsheet: Excel & CSV import
  • Sheet view with targets, actuals & cash flow
  • Quick-add that understands “coffee 4.50”
  • Unlimited manual expense tracking
  • Trips & projects with their own budgets
  • Full insights: where your money went
  • Excel exports, multi-currency
Start tracking free

Personal

The budget that fills itself in.

€7.99/month

First 3 months for the price of one

1 member

  • Everything in Free
  • Receipt scanning: snap it, it's filed
  • About 100 receipt scans a month; manual stays unlimited
  • Line items extracted & math-checked
  • Snap, say, or type it on mobile
  • Original receipts saved with every expense
Start free
Most popular

Family

One shared view of the household.

€14.99/month

First 3 months for the price of one

Up to 5 members

  • Everything in Personal
  • About 500 receipt scans a month, pooled across the household
  • Shared household budgets
  • Everyone snaps into the same budget
  • Per-member breakdowns
  • Combined household insights
Start free
Dropping soon

Freelancer

Receipts that become expense reports.

Soon

Up to 5 members

  • Everything in Family
  • Expense reports & CSV export
  • Tax & VAT categories
  • Accounting integrations

Compare plans

Everything in each plan

The full breakdown: what's included, what's coming, and exactly how far your credits go.

FeatureFree€0, foreverPersonal€7.99/moFamily€14.99/moFreelancerSoon
Usage & credits
Monthly scan credits1,0005,000 pooled
Receipts per monthAbout 100About 500
300 free credits for new accounts
Web portal + mobile capture
Scanning & AI
Line-item extraction
Totals reconciled against line items
Low-confidence fields flagged for review
Thermal, crumpled & multi-page receipts
Multi-currency & locale aware
Budgeting & goals
Category budgets with live progress
On-track & over-budget signals
Automatic month rollover
Insights
Monthly trends & category breakdowns
Price-change alerts per merchant
Cheaper-elsewhere comparisons
Search every line item
Family & sharing
Members included11Up to 5Up to 5
One shared household budget
Everyone snaps into the same budget
Per-member breakdowns
Combined household insights
Member spending limitsSoonSoon
Data & security
Encrypted in transit & at rest
Row-level data isolation
Export your data
Delete everything, anytime
Coming with Freelancer
Expense reports
CSV export & accounting integrations
Tax & VAT categories

1 receipt scan = 10 credits. Credits reset monthly; Family credits pool across the household. Every new account starts with 30 days free — full features, shared Family budgets included: 1,000 credits (pooled if you invite), no card required.

FAQ

Questions, answered

What does the Free plan include?

Everything a budget spreadsheet does, forever: a sheet view with targets and a cash-flow summary, unlimited tracking with quick-add that understands plain text, full insights, exports, multi-currency, and you can import your existing Excel budget in one go. Receipt scanning is the part you pay for, and every new account gets 30 days of it free to start.

Can I bring my existing spreadsheet?

Yes. Upload your Excel budget (or a CSV) and your categories, targets, and past transactions come across in one go, you see a preview before anything is saved, and importing the same file twice never duplicates anything.

Is there really a free trial?

Yes, automatically. Every new account gets 30 days of Personal at signup: receipt scanning and 1,000 credits, no card required, nothing to opt into.

What happens when my trial ends?

Nothing dramatic. You move to the Free plan: your data, budgets, and tracking stay exactly as they were. Scanning waits until you upgrade, and if you subscribe during the trial, you aren't charged until the 30 days are up.

How do credits work?

Every receipt scan costs 10 credits. Personal includes 1,000 a month (about 100 receipts); Family includes 5,000, pooled across the household (about 500). Credits reset monthly, and we'll warn you well before you run low.

Can I switch plans later?

Anytime. Move between Free, Personal, and Family, or between monthly and yearly billing, whenever your needs change; the price adjusts on your next cycle.

What happens to my data if I cancel?

It stays yours. Cancelling moves you to the Free plan, not out of the product, you can keep tracking, export everything, and we never sell your data or share it with anyone outside the product. Your private budgets stay private to you by design.

When does the Freelancer plan launch?

Soon. It adds expense reports, CSV export, tax/VAT categories, and accounting integrations on top of Family.

Which currencies do you support?

kvar. is multi-currency and locale-aware from day one. Set your default and scan receipts in any currency.

How do I add someone?

Settings → Household & members → Invite a member, then share the code, QR, or link. They sign in and join free.

Do family members share my receipts and budgets?

You choose. Set up a shared household budget everyone can add to and see, and keep your own private budgets alongside it. When you enter a receipt you pick which budget it goes to, so a shared grocery run lands in the household budget while a personal buy stays in yours. Private budgets are visible only to you; receipts you add to a shared budget are visible to everyone in the household. The plan and the monthly credit pool are always shared.

Put your budget on autopilot

Every new account starts with 30 days of scanning free. Snap your first receipt and watch it track itself. No card required.

30 days of scanning free · No card required · Free plan forever